Everyone Deserves the Opportunity to Own a Safe and Affordable Home
HoCo Habitat offers individuals and families with low to moderate income a chance to achieve the dream of home ownership by partnering together to build safe and affordable homes so they can break the cycle of poverty, gain stability and create a foundation for future success.
Our Mission
At Habitat for Humanity, we seek to put God’s love into action by bringing people together to build homes, strengthen communities, and provide hope!
The Problem
Many individuals and families with low to moderate incomes find homeownership out of reach due to soaring home prices and difficulty securing traditional loans. This often leads to a reliance on rental properties, which can consume up to half of their earnings. Consequently, they struggle to cover basic necessities like food, transportation, and healthcare. This financial strain not only impacts their day-to-day lives but also limits their opportunities for growth and stability.
$240,285
$1,910
Impact on Parents:
- Financial Strain: Difficulty covering basic needs.
- Limited Opportunities: Reduced chances for education and better jobs.
- Parental Exhaustion: Long hours for low pay leave parents drained.
Impact on Children:
- Emotional Well-being: Children in unstable housing situations face emotional stress.
- Academic Achievement: High dropout rates and lower academic performance are common.
- Safety Concerns: Exposure to violence, crime, and accidents is higher.
How Habitat Can Help
Affordable homeownership can transform lives by providing individuals and families with a safe and stable place to call home. Envision families waking up each day in a home they can truly call their own. No longer burdened by the fear of eviction, parents can invest their energy into their careers and their children's education. With a stable foundation, children can flourish academically and socially, surrounded by a nurturing environment. This stability not only enriches their lives but also helps lift families out of poverty, creating opportunities that last for generations. Affordable homeownership is more than just a house; it’s a stepping stone to a hopeful future.
By partnering with Houston County Habitat for Humanity, families can:
- Achieve Stability: Safe and affordable homes provide a strong foundation for a better future.
- Improve Well-being: With secure housing, families can focus on education, career advancement, and personal growth.
- Strengthen Community: Stable families contribute to a vibrant and thriving community.
- Create a Legacy: Children grow up in a safe environment, leading to better academic performance and higher aspirations.
Our 5-Step Process
Step 1:
Qualification
Applicants must meet certain requirements
Step 2:
Apply
Applicants who meet the requirements can apply
Step 3:
Agree
Applicants agree to provide sweat equity and attend our home ownership courses
Step 4:
Build
Homeowner helps to build their home
Step 5:
Buy
Homeowners are offered a 0% mortgage