Who Qualifies for a Houston County Habitat for Humanity House

• Currently living in substandard housing, i.e:
  • Mold, deteriorating walls and floors, ill-fitting doors and windows, leaking roof and walls, un-repairable plumbing, no heat
  • Overcrowded; everyone should sleep in a bedroom; school age children of opposite sex should sleep in separate bedrooms
  • Families are considered cost burdened if they pay more than 30% of income for housing; rent/mortgage, taxes, insurance, and utilities -- other than phone
     
• Resident of Houston County for one year and American citizen or permanent US resident
   
• Current Income in the window of service; 30% to 60% of Houston County Median Income, adjusted for family size

Houston County Habitat for Humanity 2009 Window of Service Income Chart -- from HUD website

• Ability to pay
  • Acceptable Credit Score
  • Able to pay approximately $500 in closing costs
  • Ability to make a monthly mortgage payment
     
• Willingness to partner with Houston County Habitat for Humanity by completing a minimum of 500 hours of "Sweat Equity"
  • Help build your home
  • Help build other Habitat homes
  • Volunteer work in other community agencies counts toward "Sweat Equity"
    (30% to 40% of "Sweat Equity" may be completed by friends and relatives)

Pre-Application Income Package

Required Application Documents

One or more documents on this page are provided in Adobe Acrobat (PDF) format.  If you don't currently have it, you can easily download and install the FREE Acrobat Reader here.

If you would like additional information on Houston County Habitat for Humanity Homes, please contact our office by phone (478-328-3388) or email.